Dental Insurance

Dental Insurance for Seniors and Medicare Beneficiaries

Ameritas PrimeStar℠ Dental provides Seniors the opportunity to purchase dental insurance at a great rate.

Covered services include:

  • diagnostic treatment
  • preventative treatment
  • emergency treatment
  • endodontic/restorative treatment.

The Ameritas PrimeStar℠ dental insurance plans offer affordable coverage with instant free online quotes, no online enrollment fees and the Ameritas Dental Network.

Ameritas has no waiting periodsno-application fee plus you can request an effective date as soon as the next day.


Ameritas understands that your needs are unique

We’re committed to finding you the dental plans that meets your needs. Our PrimeStar℠ dental and vision insurance plans offer affordable coverage with instant free online quotes, coverage for individuals 18+ (including seniors), no online enrollment fees and the Ameritas Dental Network.


  • Two dental exams and cleanings per year
  • Up to $2,500 calendar year Maximum Benefit
  • Ameritas Dental Network with over 400,000 access points and over 111,000 unique providers nationwide

PrimeStar Vision insurance plans also offer:

  • One exam each year
  • No waiting periods for immediate coverage
  • VSP or EyeMed networks for the greatest savings


Why do I need Dental insurance coverage?

If you are in the market for dental insurance and find yourself asking, “Why do I need it?” consider the advantages to your overall health. Our oral and ocular health can be key indicators in detecting early stages of many health risks and diseases along with preventing many other health issues.


Protect your smile

From covering just the essentials to more complete dental coverage, there’s a PrimeStar individual dental insurance plan to fit your needs and budget.

Research shows that good dental health is essential to your overall health. Protecting your smile starts with regular visits to the dentist and a good dental plan.


Immediate coverage:

  • preventive services, 
  • two exams and cleanings per year
  • Freedom to use any dentist with the opportunity to use the Ameritas dental network for greater savings
  • No enrollment fee
  • Single rate for all ages
  • $2,500 calendar year maximum benefit

Protecting your overall health, too!

Protecting your smile starts with that semi-annual trek to the dentist. But, did you know, you’re protecting your overall health as well? Research shows that your mouth is an important window into your overall health. PrimeStar Individual Dental Insurance can help keep your smile sparkling while protecting your overall wellness, too.

Dental Network Plan Options

  • PrimeStar℠ Advantage plans bring you the Ameritas network with features like:
  • Discounted fees, typically 30% below average charges in your community
  • Immediate network discounts
  • One of the largest nationwide networks with over 428,000 access points and 111,500 unique providers

You have the option of a Network (MAC) or U&C PPO dental plan. If you visit an Ameritas network provider, the plan-paid benefits are based on a contracted fee schedule. Network (MAC) plans are designed for those who will visit an Ameritas dental network provider. If you visit a network provider, your out-of-pocket costs will almost always be less because of the contracted fees (MAC/maximum allowable charge). If you visit an out-of-network dentist, you pay the difference between what the plan pays and the dentist’s actual charge (MAB/maximum allowable benefit), which may result in higher out-of-pocket costs.

U&C PPO plans are designed for those who value the freedom to visit any dentist,but will enjoy additional savings with an Ameritas network provider. While all of our PrimeStar plans allow you to choose any dentist, U&C plans offer you richer benefits out-of-network than MAC plans. If you use a non-network dentist, covered benefits are paid at the 80th percentile of usual and customary charges. You pay the difference between what the plan pays and the dentist’s actual charge, which may result in higher out-of-pocket costs compared to the Ameritas dental network contracted fee schedule.


Get Your Dental Quote 1 of 2 ways

SELF QUOTE: You can click the quote button for a no obligation quote – just enter your zip code and number of people on the plan.

CALL US: Give us a call. It only takes a few minutes to get a quote – just enter your zip code and number of people on the plan.

Free Quotes For:

  • Dental only
  • Vision only
  • Vision & Dental

Very simple, just add your zip code, and select:

  • Applicant
  • Applicant plus One
  • Applicant plus Family

Each quote provides plans available in your area. You can click, view details to see what the plan covers. You can look at the vision plans as well. Once you decide, click the purchase button, a window pops up with two options, CHECKOUT NOW or VIEW VISION OPTIONS.


Underwritten by: Ameritas Life Insurance Corp., 5900 O Street Lincoln, NE 68510 Ameritas life Insurance Corp. of New York, 1350 Broadway Suite 2201, New York, NY 10018